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Free Money. It exists?
False … well, at least you can recover money that you did not know you had. This certainly exists … millions of pounds actually!
And we heard of another place where you could get free money – your old telecommunications company .
Keep reading to earn money for free!
UAR (Unclaimed Assets Register) an organization operated by the Experian Credit Agency has billions of unclaimed financial assets. .
Some of this money could be yours!
The government now takes control of the truly unclaimed funds from bank accounts and dormant savings accounts (those that have not been touched for at least 15 years) to fund various social projects, particularly projects for young people.
That's great, but if it's your money, you'd better have it!
In fact, you can get the money even after the government gets it on, but it is better to do it before they do it!
So, more than ever, it is essential to look at this account that you have not touched since your childhood but that can hold about £ 50, or any savings and bond lying around, forgotten somewhere in the bank
In addition, a person may have designated you as the beneficiary of your pension or life insurance plan at the time of death, but you did not know it. There could be money out there, in the expectation that you 'd catch it, so take a look.
first step: talk to your bank
Halifax gave millions to thousands of customers but there is still money to claim.
second stage: go online
This is a free online search service that will delve into bank statements for you. You must enter your details and it will tell you if you have old accounts that you have forgotten.
Once on the website, be sure to include as much information as possible, including as many of your old addresses as you can remember. The more information they have, the more likely they will find the old savings account that your Nan has created for you at your birth.
Once your details are entered, they will be sent to all the financial institutions you mentioned. It's the same for others in your area to cover all the bases.
These institutions will then search in all their files and try to locate the accounts, if they exist. The whole process takes about three months.
And if they find my account lost?
If this search finds an account you have lost, you will not be able to get your hands on cash right away.
There will be a lot of rigorous security checks to make sure you are what you say.
To begin, you will need to produce different identity documents – the ones they ask for depend on the financial institution.
However, it is worthwhile to persist, because once they are happy with your identity, you can get that free money!
There is no deadline. Under the law, even if the money from these accounts has been transferred to the government coffers, this money remains the property of the account holders.
However, it is a little more complicated to get it at that time.
So, if you can, it's better to find him now as long as he's still in the bank.
nsandi.com . Simply enter the number of your Premium Bond holder in the search bar.
By telephone – you can call their hotline at +44 (0) 845 964 5000.
When writing to NS & I – you can write to NS & I, mentioning your name and address, your old names and addresses, date of birth and, if known, the number of your holder. Premium bonds. Write to: Premium Bonds National Savings and Investments, Glasgow, G58 1SB UK
Register of Unclaimed Assets operated by the Credit Verification Service Experian will search for all kinds of financial assets that you may have, including life insurance policies and pension rights that you have eventually accumulated but that you have forgotten.
It does not cover forgotten bank accounts or construction society accounts, so you must use Mylostaccount (see above).
However, their search has a price. The UAR will charge you a fee of £ 25 per search, including VAT.
The Retirement Search Service
Occupational pensions can be traced with the help of the Retirement Search Service online .at Gov.uk.
By Post : Write to The Pension Service 9, Mail Processing Site A, Wolverhampton WV98 1LU
the register of retirement plans
You can also try the Pensions Schemes Register which usually allows you to know what happened to the assets and where they are now, provided you have the original name of the company with which you held the pension.
You can call them on +44 (0) 1273 627 600
The Association of British Insurers
If you want to find insurance policies or investment obligations that have been lost during buyouts or even bankruptcies (yes, there could still be assets in this case), the Association of British Insurers runs a free search program on its website provided it knows at least the name of the insurer of origin with which you have contracted the contract.
and Investment Management Companies cover both investment companies and investment companies in the United States. variable capital and have their own registers and free help lines to help you locate your investments.
Just visit their websites and use their search engines to find the funds you lost or inherited without knowing it.
giving through sharegift
Sometimes even if you find that someone has left you some actions, it may be that they are not worth much anymore. They may not even be worth selling because the commission is greater than the value of bonds and stocks.
If this is your case, or if you simply feel that you do not really need it, you can give it to ShareGift. ShareGif t is specialized in collecting your small holdings whose sale may cost more than its value and pool them until there is enough to sell.
Proceeds from the sale are then added to the funds that ShareGift donates to charities.
on their website.
However, remember that tickets expire 180 days after the corresponding draw.
Find out here how to get money for free from your energy supplier.
Register of Unclaimed Assets and look for financial assets that you may have lost – or did not even know (if left by a family member ). These could include life insurance policies, pensions, investments, accounts and savings in general.
Have you found any lost money?
How much did you find? Was it a book or £ 50,000?
Tell us about this in the comments below !!